Terms and Conditions Agreement

Terms and Conditions

Effective Date: 01/07/25

Welcome to BiTowns. By accessing or using our platform (the “Website”), you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By registering or using the BiTowns platform, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions, as well as our Privacy Policy.

If you do not agree, please do not use our services.

2. Eligibility

You must be at least 18 years old to use this platform. By using our site, you confirm that you are legally capable of entering into binding contracts.

3. Our Services

BiTowns provides cryptocurrency trading and real estate ROI-based investment services. Users can choose from structured investment plans, earn passive income, and receive additional rewards through referrals and leadership programs.

4. Account Registration

To use our services, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials.

You agree to notify us immediately of any unauthorized use of your account.

5. Investment Plans

BiTowns offers multiple investment plans with varying returns. The ROI (Return on Investment) may be daily or hourly, depending on the plan you choose. Past performance does not guarantee future returns.

All investments involve risk. You accept full responsibility for any financial decision made through this platform.

6. Wallets and Income

BiTowns provides different wallets for managing your earnings:

• ROI Wallet: Daily/Hourly investment earnings
• Commission Wallet: Referral and team-based income
• Special Wallet: Bonuses and rewards

Withdrawals are processed instantly, with a minimum withdrawal amount of $15.

7. Referral Program

Users can earn commissions by referring others. Referral income is based on deposits made by direct and indirect referrals. Any misuse or manipulation of the referral system will result in account suspension.

8. Prohibited Activities

You agree not to:

• Use the platform for fraudulent or illegal activities
• Create multiple accounts for abuse
• Exploit system bugs or technical vulnerabilities
• Share false or misleading information

Violation of these terms may result in immediate termination of your account without notice.

9. Limitation of Liability

BiTowns will not be held liable for:

• Any financial loss due to market volatility
• Errors caused by third-party service providers
• Technical issues or downtime
• Unauthorized access to your account

You use the platform at your own risk.

10. Modification of Terms

We may modify these Terms at any time. Changes will be posted on this page, and your continued use of the platform indicates acceptance of the new terms.

11. Termination

We reserve the right to suspend or terminate any account that violates our terms or appears to be involved in suspicious activity.

12. Governing Law

These Terms are governed by the laws of the United Kingdom and the United States, where BiTowns is legally registered. Any legal disputes shall be resolved in accordance with these jurisdictions.

13. Disclaimer & Governing Law

Online investing is subject to market risk. By using bitowns.ai, you acknowledge and agree that:

• All investments are made at your own risk.
• bitowns.ai and its affiliates accept no responsibility for any financial losses, damages, or consequences arising from your investments.
• The company does not guarantee profits, returns, or protection against market fluctuations.
• Any money you invest is fully at your own responsibility, and losses or damages are solely your liability.
• No individual, company, or representative of bitowns.ai shall be held responsible for your investment decisions or outcomes.

These Terms are governed by the laws of the United Kingdom and the United States, where BiTowns is legally registered. Any legal disputes shall be resolved exclusively in accordance with the laws and courts of these jurisdictions.

13. Contact Information

For questions or concerns regarding these Terms, please contact us:
📧 [email protected]
🌐 www.bitowns.ai